Our Process

Financial planning should be done with you and not just for you. You are a vital participant in this process. Every financial plan is based on your unique objectives and personal circumstances.

We emphasize collaboration and believe quality service depends upon an exchange of ideas between you and your advisor. Our process will begin by exploring your current circumstances. We will actively learn what's important about money to you. We will then collect, analyze, and discuss numerous items with you. We will then work with you to create a plan and help you implement recommendations that serve as the cornerstone for your future. From these discussions, we can build a long-term, trustworthy relationship.

We follow the 7 steps of financial planning as defined by the CFP Board Code and Standards

  1. Understanding the Client’s Personal and Financial Circumstances
  2. Identifying and Selecting Goals
  3. Analyzing the Client’s Current Course of Action and Potential Alternative Courses of Action
  4. Developing the Financial Planning Recommendation(s)
  5. Presenting the Financial Planning Recommendation(s)
  6. Implementing the Financial Planning Recommendation(s)
  7. Monitoring Progress and Updating